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> Innovation at Progressive (A): Pay-As-You-Go Insurance

商品編號: 9-602-175
出版日期: 2002/05/08
作者姓名:
Frei, Frances X.;Rodriguez-Farrar, Hanna
商品類別: Service management
商品規格: 20p

再版日期: 2004/04/29
地域: United States
產業: Insurance industry
個案年度: 2000 -  2000

 


商品敘述:

Used as part of the second module of a course on Managing Service Operations, which addresses the design of sustainable service models (606-031). Consumer auto insurance is a price-sensitive industry in which customers rarely pay a premium to a provider even for additional service features. Progressive spends more on additional service features than its competitors do; consumers don''t pay extra for these features, yet the company makes money on a product its competitors often do not. Central to Progressive''s success is its ability (a) to turn operational savings into value-added service and (b) to capitalize on its unique competencies through clever service design. Progressive is considering a national rollout of Autograph, a pay-as-you-go insurance service offering that recently completed a successful pilot in Texas. A rewritten version of an earlier case.


涵蓋領域:

Innovation;Product development;Service management


相關資料:

Case Teaching Note, (5-608-044), 32p, by Frances X. Frei;
Spreadsheet Supplement, (XLS268), 0p, by Frances X. Frei, Hanna Rodriguez-Farrar